Frequently Asked Questions

All consultations through Accident Claim are completely free. Our partner attorneys also offer free case evaluations with no obligation to proceed.

While you can file a claim yourself, statistics show that cases with attorney representation settle for 3.5 times more on average. An attorney can navigate complex legal procedures and negotiate with insurance companies on your behalf.

The statute of limitations varies by state, typically ranging from 2-4 years from the date of the accident. However, evidence deteriorates over time, so it is advisable to begin the process as soon as possible.

This means your attorney only gets paid if you win your case. The fee is typically a percentage of your settlement (usually 33-40%). If you do not receive compensation, you owe nothing for attorney fees.

Most personal injury attorneys work on contingency and do not require upfront payments. Some case expenses (like court fees or expert witnesses) may be advanced by the attorney and repaid from your settlement.

Contingency fees typically range from 33% if the case settles before trial to 40% if the case goes to court. This is negotiable and should be clearly outlined in your retainer agreement.

Simple cases with clear liability typically settle in 4-6 months. Complex cases involving severe injuries, disputed liability, or multiple parties can take 1-2 years. Cases that go to trial may take 2-3 years.

A denial is not the end. Your attorney can appeal the decision, negotiate with the insurer, or file a lawsuit. Many denied claims are eventually settled favorably after legal intervention.

The vast majority of personal injury cases (over 95%) settle before trial. However, having an attorney prepared to go to trial often results in better settlement offers from insurance companies.

You may be entitled to economic damages (medical bills, lost wages, property damage) and non-economic damages (pain and suffering, emotional distress, loss of enjoyment of life). In some cases, punitive damages may also apply.

Settlement value typically equals your economic damages (medical bills + lost wages) multiplied by a factor of 1.5-5 (depending on injury severity), plus property damage. Your attorney will assess all factors specific to your case.

In most states, yes. Under comparative negligence rules, your compensation is reduced by your percentage of fault. For example, if you were 20% at fault for a $100,000 claim, you could still recover $80,000.